Terms & Conditions

1. Legal Eligibility & Age Requirements

By creating an account or using Rummy Golds, you confirm that you meet all of the following requirements:

• You are at least 18 years old and legally competent to enter into a binding contract.
• You are a citizen or permanent resident of India.
• You are not accessing or participating in cash tables from excluded states where real-money skill gaming is barred by state statutes (Assam, Odisha, Telangana, Andhra Pradesh, Nagaland, Sikkim, and Meghalaya).
• You will provide genuine personal information during profile creation and KYC verification.

2. Account Creation & Identity Verification

Every player is entitled to maintain only one active account on Rummy Golds:

• Single Account Policy: Creating duplicate accounts to abuse bonuses or manipulate tables is strictly forbidden and results in an immediate permanent freeze on all linked wallets.
• Mandatory KYC Verification: In accordance with Indian anti-money laundering and tax provisions, you must provide your PAN card and address proof before initiating bank withdrawals.
• Account Confidentiality: You are solely responsible for keeping your login credentials, device, and OTP codes secure. Rummy Golds is not liable for unauthorized logins resulting from shared credentials.

3. Fair Play, Game Rules & Anti-Fraud Monitoring

We work hard to maintain a clean, honest, and competitive card gaming environment:

• Certified RNG: All card shuffling and dealing are powered by certified Random Number Generator software to guarantee complete randomness for every hand.
• Zero Tolerance for Collusion: Any form of card swapping, deliberate chip dumping, table teaming, or automated bots will result in permanent disqualification, account termination, and forfeiture of funds.
• Disconnection Safeguards: In case of an unexpected phone disconnection during active play, our automated auto-play or drop protocol handles your turn to protect your table equity.

4. Deposits, Withdrawals & Tax Deductions (TDS)

Financial transactions on Rummy Golds follow transparent industry standards:

• 0% Deposit Fees: We do not deduct payment gateway fees from your added funds. If you add ₹500, your game balance receives ₹500 in full.
• Minimum Withdrawal: You can cash out winnings starting from ₹100 via direct UPI or IMPS bank transfer.
• Government TDS (Section 194BA): In compliance with Indian Income Tax rules, a 30% TDS is deducted solely on net winnings at the time of withdrawal. Official Form 16A certificates are generated for your tax filing.

5. Responsible Play & Self-Exclusion

Real-cash rummy should always be played for fun and personal entertainment. We provide customizable tools to keep your play balanced:

• Daily and monthly deposit caps to prevent overspending.
• Temporary cooling-off breaks and full self-exclusion options upon request to our support desk.
• Access to 24/7 psychological support services via the National KIRAN Helpline (1800-599-0019).

6. Governing Law & Dispute Resolution

These terms and conditions are governed by the laws of India. Any disputes arising from the use of Rummy Golds shall be subject to the exclusive jurisdiction of the competent courts in India. To submit a formal dispute or grievance, reach our Nodal Grievance Officer at Contact@rummygolds.in.net.

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